icky

hi, donut, i just want to ask.... at the 1st appt, will the owner find out the new valuation price on the spot even if the agent did not tell him before? at that moment, does he still have chance to step out?

not likely, they just changed from bimonthly to twice a year as the supply of flats returning back to hdb has slowed down...

take a look at this http://www.hdb.gov.sg/fi10/fi10201p.nsf/WP...nt?OpenDocument

oh... i didn't know there's a such AHG...

you are mixing grant and loan mam..... grant is 40k if near to parents and 30k otherwise, grant will be given to your cpf account. loan depend very much on your income, that determines how much loan u can borrow from HDB. you also need to have some cash for the COV, COV, agent fee cannot be paid by cpf.

HDB price very difficult to come down one.... demand is there... if population increase from 4 mil to 6 mil, the 2 mil new immigrant need to find place to stay... my prediction is that unless there is a very strong economic recession, the HDB price should at least stay still....

with effect of may 08? u mean the 90% allocation to first-timers, i think second half of year 2007 already started. with WIS, at least those who really really need a house can camp there mah... this is at least something u can get with paying a very high cost... but under the current system, no matter what u do, u cant get it....

i'm sad too.... HDB is not the HDB 30 years ago... 30 years ago, they will build whenever there's a need... now they care more about the relationship between supply and demand, they do not want to supply sufficient flats so that the demand is always high.... now they count BTO as supply also, u know? i saw many couple wait for BTO till they broke up... on one side they want people to give birth, on the other side.... they dunt want you to have a good living environment.... people say government people are all elites, really?? 30 years ago, there is no BTO, there is no 35 years single restriction, there is no income ceiling, now u have everything....

wtf... they say allocate 90% of the flats available to first timers... but where got?? i always see non-first timer get flats loh... like my aunties.... haizzz..... married child priority scheme may lead to a worse q number... the reason is this.... they put those married child priority scheme in one basket, then those who are not under this scheme in another basket, then they draw some number from each basket, it does not mean, they will draw married child priority then draw from the other... so the q number may not be good loh.... they always say they want to be fair, in fact, very unfair...

my appt on 12th, but not going liao.... left only 5 rooms at taman jurong, level 2 and 3 only... too bad.... everytime, my q number kns....

I'm not very clear about your situation now... have both parties assigned the OTP? if so, you do not have to worry about anything, if not, how come u can arrange for 1st appointment?