smartbuy

Near MRT stattion, coffeeshop and wet market??? All these got to take into consideration!!!

Any1 tried Serta Sophistication and Serta Sierra hill (taka) before? Are these 2 the same mattress just that they changes the name onli? Accroding to the SA fr taka he say Sierra hill got more latex than Sophistication? Price is almost the same dun know which to buy cos almost feel the same to mi. Any comments?

Hi deadsoul Then which mattress did u take? Frankly speaking our feel for Serta Sophistication is better than Simmons Glendale. But Serta Sophistication is out of our budget. One thing good about serta is they got nice bedframes is much more cheaper to buy in set not like simmons their bedframes is so expensive.

Any Comment?

A resale flat bought in the open market If you are taking a HDB concessionary loan You can use up to 100% of your CPF Ordinary Account savings to pay the initial 10% deposit as well as the balance of the purchase price. If your existing CPF balance is not enough for full payment of the purchase price, you may take up a housing loan from HDB subject to credit assessment by HDB, and use all the monthly contributions to your Ordinary Account for the instalment payment of the loan. If your housing loan is still outstanding when your total CPF withdrawals towards payment of the flat had reached the Valuation Limit, you may continue to use your CPF savings to repay the housing loan, provided you are able to set aside the prevailing Minimum Sum cash component in your Special and Ordinary Accounts. Are you guys worry about this?????

Hi guys. My valuation report is out today. The new valuation price is $380K. $20K more than the old valuation report Now i no need to pay the remaining $17k COV le cos my option fees $1k and excrcise fee $4k is more than enough to cover. Hehe. A bit reget leh...i shouldn't place so much deposit $5k if not i can save $3k cash. Anyway is ok la, i still have to pay in the end. Thank you guys for all for yr advices and supports!!!!

The problem is the old valuation is going to expiry, pls read my post. Anyway i had tell my agent to go ahead and do a revaluation. Now i had to accept whatever the new valuation price is, i cannot use the old valuation anymore. Thank you all for reading. Wish mi good luck bah!!!

Hi pinkitsch Whether i choose to use the seller old valuation report or a revaluation i only need to pay for 1 valuation report cos the seller valuation report is going to expiry.

Pls read carefully before u post. Dun post forsake of posting

Hi ppl Last week we went to view a 5-room flat and we like the unit very much. The valuation price is $360k. The selling price will be $360k + $22k(cash) = $382k. At the same time we pay the option fee $1k and option exercise fee $4K cos we already got HLE. The couple divorce and wanted to sell their house. The valuation report is going to expired in 7 days. The owner want a revaluation cos she want to delay the submission and put it as 30 days cos she need time to look for a new house. We had both buyer and seller agreed both party had to accept the outcome of the new valuation as the selling price fixed at $382k. Today my agent called mi and say i have a choice now. The seller dun need to look for a new house anymore she will be staying with her mother. My agent ask mi whether i wan to do the submission today anot by using the seller valuation report which is going to expired in 3 days. I can ask for a revaluation also but i cannot use the seller valuation report anymore cos it is going expiry and I have to accept whatever the price of the new valuation report if i wan a revaluation. I had checked the HDB resale transactions. The surrounding block units at the flat i am buying is between 360k to 382k for the month of Jul to Oct and mine unit is a high floor 11th storey. I asked my agent she say most likely the valuation will go up but no comfirm lor. If valuation goes up i pay less cash if goes down i got to fork out more cash . But i relli hope that i can pay less cash cos i can use the money for a small renovation. I am thinking of asking the agent to use the seller valuation report for the submission 1st and do another revaluation at the same time. So that i can choose which 1 to use at the 1st appointment. But worry that end up i will be paying for 2 valuation report which i think is not worth. Do you all think i should ask for a revaluation or use the seller old valuation report? Thanks

May I know for those ppl who are buying resale flats. Normally you all engage only 1 property agent or look for a few agents? My friend say only need to look for 1 agent cos they share the same database more than 1 will only make you more confuse. But look for more than 1 agent will i have more choices of flat to choose? Is it ok to let my agent know that i look for other agents also