jakie

now in this case, agents comes middle man to keep the deposit, means agent issue a letter so call commission agreement , and they account whatever COV inside this agreement, in the case of not successful , with that commission agreement , buyer can actually claim back those $$$ from agent.. so , it is nothing to do with seller anymore.. so here i doubt, is it 2% commission from seller and 1% commission from buyer standard rule?? Coz the declare amount in commission agreement is more than 1% from the buyer point of view.. anyone come across such case before? would it be safe?

hi all i am interested to know in the case of only one person in occupier list, say like buying with parents who r under applicants , is there any 100% insurance available? as feedback from some ppl, it is more benifits and cheaper to buy insurance at outside market rather than buy from HDB .. any advise? thanks ya..

Hi All Really Need Ur Advise .. Hope Someone can help to clear my doubt.. recently i have sign an otp and happen to know that the owner owe HDB $$$ .. So my question here is , if the seller owe $$$ to HDB , does it mean he is bankrupt.. is there anyway to check whether the seller is bankrupt or not.. will the processing be confirmed after the first appointment.. would there be any problems could arise after first appointment which can cause the processing to be postpone or cancel.. what r the risks for the buyer point of view.. i really pray loan shark not coming out after i got the flat. so far have confirmed with neighbour , as they feedback so far quite positive such as the seller and family living in the house and so far no loan shark appears before, blah blah.. pls enlighten me and thanks in advance..