PROPERTY ARTICLES     Loans HDB loan or a bank loan? Now that the bank interest rate is at it's low, many are wondering, should I take advantage of the bank loan? Should I switch from my HDB loan to a bank loan? Lets take a look at the options. RENTING/SUBLETTING Rental Agreement A sample HDB tenancy agreement contract if you would like to rent out your property. This agreement has been drafted by CASE.